Why Contractors Choose APH
- IR35 specialists – We understand IR35 inside out. We provide status assessments, contract reviews, and compliance support.
- Maximise your take-home – We optimise your salary/dividend split, claim all allowable expenses, and structure your contracting tax efficiently.
- Limited company expertise – We set up contractor limited companies quickly and provide ongoing accounting tailored to contractors.
- Contractor-focused service – We understand contracting. Quick responses, flat monthly fees, and support when you need it.
- Fixed fees – Transparent monthly pricing with no surprise bills. Know exactly what you’re paying.
Our Contractor Accounting Services
- IR35 Compliance – Status assessments, contract reviews, SDS analysis, working practices advice, compliance documentation.
- Limited Company Setup – Company formation, HMRC registrations, business bank account, accounting software, dividend strategy.
- Tax Optimisation – Salary vs dividend planning, expense maximisation, pension strategies, tax efficient contracting structures.
- Monthly Accounting – Bookkeeping, invoicing support, expense tracking, dividend planning, management accounts.
- Self Assessment – Director’s personal tax returns, dividend income reporting, tax planning, HMRC compliance.
- Umbrella vs Limited Comparison – We analyse your situation and recommend the most tax efficient structure honestly.
What Business Owners Say
Mike Waywell (Multiple Businesses)
“I can’t recommend APH highly enough. They’ve been brilliant supporting me across two different businesses, handling everything from regular tax submissions and bookkeeping right through to restructuring shares and selling one of the companies.”
Anna Cook (8 Years with APH)
“Matt is incredibly patient, helpful and very professional. As I moved between countries and had businesses in other countries as well as the UK, they made sure all changes were compliant.”
Phil Paul McWilliam
“I have used APH for a number of years. Paul, Helen and Carla have looked after my accounts in an extremely professional and timely manner. Their advice has helped me on a business and personal level.”
Contractors We Support
- IT Contractors – Software developers, project managers, business analysts, technical consultants, cyber security specialists.
- Management Consultants – Strategy consultants, change managers, programme directors, business consultants, interim managers.
- Engineering Contractors – Civil engineers, mechanical engineers, electrical engineers, design engineers, project engineers.
- Financial Contractors – Finance directors, financial controllers, accountants, auditors, treasury specialists.
- Marketing and Creative – Digital marketers, designers, content specialists, brand consultants, creative directors.
- HR and Recruitment – HR consultants, recruitment specialists, L&D professionals, talent acquisition specialists.
Understanding IR35
- What is IR35? – IR35 determines whether you’re genuinely self-employed or a “disguised employee” for tax purposes.
- Inside IR35 – Treated as employed. Client deducts tax and NI before paying you. Lower take-home pay.
- Outside IR35 – Genuinely self-employed. You control your tax through your limited company. More tax efficient.
- How we help – We assess your contracts, review working practices, provide documentation, and ensure compliance with IR35 rules.
- Status Determination Statements (SDS) – We review client SDS decisions, advise on challenges, and help you work compliantly.
Common Questions We Answer
- Should I use a limited company or umbrella? – Limited company is more tax efficient if you’re outside IR35 and contracting long-term. Umbrella is simpler but less tax efficient.
- How much can I save with a limited company? – Typically £5,000-£15,000 per year compared to umbrella, depending on your day rate and contract status.
- What can I claim as expenses? – Professional subscriptions, training, travel (if not caught by supervision/direction rules), equipment, insurance, accountancy fees.
- How does salary vs dividend work? – Pay yourself a small salary (£9,100-£12,570) and take remaining profit as dividends for maximum tax efficiency.
Frequently Asked Questions
Yes. We review your contracts, assess your IR35 status, and provide written determinations and compliance advice.
Yes. We register your company, handle HMRC registrations, set up accounting software, and provide ongoing contractor accounting.
Bookkeeping, invoicing support, expense tracking, dividend planning, year-end accounts, corporation tax, personal tax returns, and unlimited advice.
Usually within a week. We can set up a new contractor limited company and have you ready to invoice within days.
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